New Build Mortgages & New Developer Loans - LDN Finance

New Build Mortgages

Thinking of buying an off-plan new build home? Let LDN Finance’s expert mortgage advisers guide you through the challenges of the new build mortgage process.

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New Build Mortgages

At LDN Finance, our skilled property finance professionals have the contacts and know-how to find the perfect new build mortgage solution for clients buying off-plan

A new build mortgage product is designed specifically to help new homeowners overcome the hurdles of buying off-plan. Most mortgage lenders have different criteria for off-plan new build purchases. We’ll take the time to sit down and understand your personal and financial situation to help us find a bespoke new build mortgage product on your terms.

To discuss your circumstances in more detail, get in contact with our expert team of new build mortgage advisers today.

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our values

How we work

01

Service

Service excellence is at the heart of our business. We are renowned for our highly personal and bespoke approach to securing property finance for our clients, ensuring you feel in control and confident throughout your investment journey.

02

Expertise

We thrive in complex, challenging scenarios and work creatively in our negotiations with our trusted network of mainstream, private and specialist lenders to ensure we always secure the best possible outcome for your circumstances.

03

Relationships

We mean it when we say we see you as a valued partner. Our relationship with you is important to us and our team will continue to serve as your personal property adviser long after your first deal with us is completed and over the line.

How LDN Finance can help

Our well-connected new build mortgage advisers have access to a host of exclusive new build-specific mortgage products that aren’t directly available from mainstream lenders and most other advisers. However, we don’t just provide our clients with new build mortgages and leave them to their own devices. Our advisers will offer professional and personable support throughout the whole process of buying a new build off-plan property.

Our team will work closely with you to full understand your financial circumstances, plans and aspirations. Once we have the full picture, your personal adviser will then be able to present your case in the best possible light to our extensive network of high street banks, private banks and specialist lenders.

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Let us help get the timing right for your new build mortgage

New build developers will often work to tight deadlines. This can be stressful regardless of whether you’re a first-time buyer or a seasoned homeowner. Once you put down a deposit or pay a reservation fee for an off-plan property, the clock is ticking to get your new build mortgage agreed. Some developers will only offer 28 days to exchange contracts from the date of deposit or reserving a plot. Fortunately, LDN Finance’s new build mortgage advisers have the relationships and know-how to accelerate the mortgage application process.

In some cases, our clients buy off-plan new build properties that won’t be ready for several months. This can pose problems as some new build mortgage products are only valid for a maximum of three months. Our network of contacts and exclusive new-build mortgage products allows us to help you meet those developer deadlines with a minimum of stress.

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Testimonials

Our happy clients

My fiancée and I were recommended to LDN Finance when we started our mortgage journey, and the service we have received, and continue to receive, has been outstanding throughout. Phil Levesley initially looked after us and made what can be a very daunting process feel straightforward and easy to understand. He took the time to explain everything clearly, never rushed us, and was always happy to answer any questions we had. Nothing ever felt like too much trouble. As part of the process, we also wanted to explore a number of protection policies, and Phil introduced us to his colleague,

Expert Guidance Every Step of the Way

June 2026

As a returning customer, I would like to express my sincere thanks to the team for their outstanding support during the completion of my property purchase. In particular, Catherine and Darren have been incredibly helpful throughout the process. Their communication, professionalism, and customer service have been absolutely excellent, making the entire experience smooth and reassuring. Many thanks again for all your hard work.

Completion

April 2026

Owen was absolutely amazing and supported me every step of the way throughout the mortgage process. He was always clear, patient, and incredibly reassuring, making what could have been a stressful experience feel smooth and manageable. Bharathy was also really helpful, promptly getting in touch and making sure all the relevant information was handled efficiently. I couldn’t be happier with the service and would highly recommend them both. Five stars without hesitation.

Outstanding mortgage support

February 2026

we are here to help

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Contact our professional and experienced residential mortgage advisers and start your property finance journey today.

Prefer to chat? Call us on 020 3903 9875

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5-star assurance for service and excellence