Life Cover - LDN Finance

Life Cover

At LDN Finance, our experienced advisers can listen to your unique personal and financial circumstances before reviewing the insurance market for the most suitable term life insurance or non-investment whole of life assurance policy.

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Life Cover

At LDN Finance, we understand just how important arranging life cover is to our clients.

Life cover is designed to pay out a lump sum to your loved ones in the event of your premature death which could leave them vulnerable and unable to cope financially. It doesn’t get much more important than that.

Get in touch with our expert protection team today. We’re on hand to arrange your life cover to help you plan for the unexpected and safeguard your family’s wellbeing.

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our values

How we work

01

Service

Service excellence is at the heart of our business. We are renowned for our highly personal and bespoke approach to securing property finance for our clients, ensuring you feel in control and confident throughout your investment journey.

02

Expertise

We thrive in complex, challenging scenarios and work creatively in our negotiations with our trusted network of mainstream, private and specialist lenders to ensure we always secure the best possible outcome for your circumstances.

03

Relationships

We mean it when we say we see you as a valued partner. Our relationship with you is important to us and our team will continue to serve as your personal property adviser long after your first deal with us is completed and over the line.

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Arrange your life cover with LDN Finance today

Life insurance policies can be invaluable to individuals with a partner, children or any other dependents that rely on your income or those taking out a mortgage. Whether you have recently married, have young children, or are nearing retirement but still have dependents to support, life cover can help you safeguard your family should the worst happen.

Your life cover needs, and the term cover that may be required, can vary and depends on your unique circumstances. Your personal needs, and the term and amount of cover you require. This can be discussed at length with your nominated LDN Finance adviser who is well versed in securing life cover for individuals at various stages of life. The maximum length is, understandably, the length of your entire life, and ‘Whole of Life’ policies will do just that. Other ‘Level or Fixed Term’ policies, are designed to pay out a specific sum in the event of death within a fixed term of years. Mortgage Protection policies are designed to pay off a household mortgage in the event of death before the end of the mortgage term.

In addition, many other options are either automatically included, or can be bolted on, at an extra monthly cost, to cover factors such as indexation against inflation, mortgage interest rate changes, permanent and total disability, or ‘waiver’ of your monthly premiums in the event of ill health.

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Flexible life insurance cover from many of the UK’s most reputable insurers

The way you structure your life cover can usually be adjusted over time. It is important to reassess your life insurance needs on regular basis. Many of our insurers and underwriters offer policies have add-ons that will permit automatic changes, often free from any further underwriting, should your life circumstances change.

Subject to the terms of your policy, and your health at the time, you may have the freedom to increase your cover or purchase additional policies, with guidance from your dedicated LDN Finance adviser.

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Testimonials

Our happy clients

LDN Finance were extremely helpful throughout the process of getting my insurance sorted. Although a difficult process, with a number of stakeholders that needed to be contacted, they managed the communication very well. Professional, proactive and very helpful. Would absolutely recommend!

Mr. B

November 2020

I have used LDN Finance for years for my mortgages and insurance. They are consistently efficient, professional and experienced. Would recommend to anyone.

Ms. F

August 2021

Provided excellent advice on protection policies for our mortgage. Naomi provided an exceptional service with prompt responses. She was very friendly and approachable and made the process easy to understand. We highly recommend LDN Finance.

Ms. F

January 2021

we are here to help

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Contact our professional and experienced protection advisers today to find the perfect policy to safeguard your financial future.

 

Prefer to chat? Call us on 020 3903 9875

 

5-star assurance for service and excellence