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Holiday Let Mortgages

Have you found the perfect coastal retreat or city break holiday home for you to escape to but want to rent it out when you’re not there? A holiday let mortgage could be the answer.

holiday let mortgages

At LDNfinance, we specialise in securing holiday let mortgages that give you the flexibility of letting your dream holiday home out, while allowing you to reap the benefits of being able to stay there too.

Rather than a long-term buy to let (BTL) mortgage, a holiday let loan allows you to purchase a property that will be let out on a short-term basis to holidaymakers as a business. You will find that you will be able to let out your property at a much higher price point, whilst also still being able to use it as a holiday home. An attractive alternative to standard buy to let mortgages, holiday let mortgages are becoming an increasingly attractive investment opportunity as a growing number of Britons look to embrace the rise in popularity of UK staycations.

Whilst many other brokers are struggling to secure desirable outcomes in this popular area of borrowing, our specialist holiday home mortgage advisers have been achieving fantastic rates for our clients.

To discuss your holiday home mortgage aspirations in more detail, get in contact with our expert team today and we will assign you with a personal mortgage adviser who will guide you through the entire mortgage and property-buying process.

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How we work



Service excellence is at the heart of our business. We are renowned for our highly personal and bespoke approach to securing property finance for our clients, ensuring you feel in control and confident throughout your investment journey.



We thrive in complex, challenging scenarios and work creatively in our negotiations with our trusted network of mainstream, private and specialist lenders to ensure we always secure the best possible outcome for your circumstances.



We mean it when we say we see you as a valued partner. Our relationship with you is important to us and our team will continue to serve as your personal property adviser long after your first deal with us is completed and over the line.

What are the benefits of a holiday let mortgage?

A huge benefit for potential investors is that some holiday let loans allow you to rent out the property for far more money than your usual buy to let (BTL) property. This means you can generate a much larger income from your investment whilst also improving your lifestyle with the addition of a holiday home.

Many of our clients with this type of borrowing facility have gone on to use easy listing management sites, such as Airbnb in particular. This enables them to charge a much larger rent for shorter stays over the period of a week or two than many BTL properties would charge for a month’s rent.

Other advantages of instructing LDNfinance includes:

  • Higher rental yield for shorter-stays than standard, long-term buy to let income
  • Allows you to stay at your holiday home across the year as well as letting it out
  • Tax-efficient mortgage solution
  • Bespoke service to find you the best borrowing options to suit your lifestyle
  • Bridging & Commercial ‘Service Excellence Broker of the Year’ 2020 & 2021

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Market-leading holiday let mortgage solutions

Our strong relationships with both our valued clients and trusted lenders mean we are expert problem solvers who can think creatively about your case and get the deal over the line. We regularly secure complex holiday let borrowing facilities for high net worth clients, first-time buyersexpatsforeign nationals, and self-employed individuals.

Not only this, but we are proficient in navigating complex scenarios too, such as foreign income, high loan to value (LTV) requirements, and Lombard lending. No matter how complex your scenario may be, our expert team will work tirelessly on your behalf to secure you the very best terms for your circumstances.

At LDNfinance, our strong working relationships with an unrivalled network of lenders means we can provide our clients with market-leading rates and solutions when it comes to securing holiday let property finance. If you would like to find out more about rates, eligibility criteria and explore your holiday let options, get in touch below.

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Our happy clients

Not only have I used LDNfinance myself on several occasions but I also refer clients. They are always exceptionally helpful, quick to respond and go out of their way to help. An absolutely excellent business, I cannot recommend them more highly.

Ms. H

July 2021

Andrew Chalton not only gave me excellent and very tailored and commercial mortgage advice, but he also helped me understand various other aspects of the purchase. Incredibly helpful, responsive, creative and supportive. I would recommend him and LDNfinance to anyone!

Ms. P

March 2021

We worked with Andrew Chalton and the service we received was excellent. We were particularly impressed with how easy, quick and efficient Andrew and his team were to deal with. We will certainly be using LDNfinance again and we would not hesitate to recommend Andrew.

Ms. K

April 2021

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Contact our professional and experienced residential mortgage advisers and start your property finance journey today.


Prefer to chat? Call us on 020 3903 9875


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