Semi-commercial mortgages are designed for those purchasing a freehold building with both a commercial and residential element. Mixed-use properties can prove excellent long-term investment opportunities and LDNfinance’s dedicated commercial finance advisers provide our clients with access to exclusive semi-commercial mortgages at more favourable rates or leverage than many high-street lenders.
If you’re planning on building an income-generating property portfolio or looking to expand an existing portfolio, our commercial finance advisers at LDNfinance can offer discreet and impartial advice on how to secure the most competitive rates of lending in the market.
Our panel of specialist lenders includes many that are prepared to offer semi-commercial mortgages for both freehold and leasehold properties. Thanks to our trust-based relationships with many semi-commercial mortgage lenders, we can obtain flexible terms, with low rates at a range of leverages. Most properties are classed as suitable security providing the yield is sufficient.
Lean on our unrivalled semi-commercial mortgage market knowledge
Our expertise lies in securing high-value mortgage finance for all kinds of mixed-use premises, including public houses, cafes, factories and retail units with adjoining residential space. If you have equity in other properties, some lenders will consider using this as additional security, allowing you to achieve a loan-to-value (LTV) of up to 100%.
At LDNfinance, we take the time to sit down and understand your unique financial circumstances before scouring the entire market for lenders with the most suitable and flexible lending criteria. Choose LDNfinance as your trusted commercial finance partner, dedicated to exploring every possible avenue to find the most appropriate finance solution for you.
Let’s discuss your next semi-commercial investment opportunity and secure a bespoke mortgage solution that works on your terms.