Refurbishment Finance - LDN Finance

Refurbishment Finance

No matter whether you’re looking to boost your rental income or increase the value of your property portfolio, LDN Finance excels when it comes to arranging market-leading refurbishment finance for our clients. We’ll work quickly on your behalf, securing your short-term solution with speed, efficiency and minimal fuss.

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Refurbishment Finance

Are you looking to secure competitive finance for a refurbisment project? We’ve got you covered.

LDN Finance is well-positioned to assist with finance for homeowners or developers looking to complete a quick residential or commercial project involving an acquisition, refurbishment and a sale. Our well-connected development finance brokers can secure highly leveraged funding to assist in both light and heavy refurbishment projects.

To discuss your refurb project in more detail, contact our expert specialist finance brokers today.

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our values

How we work

01

Service

Service excellence is at the heart of our business. We are renowned for our highly personal and bespoke approach to securing property finance for our clients, ensuring you feel in control and confident throughout your investment journey.

02

Expertise

We thrive in complex, challenging scenarios and work creatively in our negotiations with our trusted network of mainstream, private and specialist lenders to ensure we always secure the best possible outcome for your circumstances.

03

Relationships

We mean it when we say we see you as a valued partner. Our relationship with you is important to us and our team will continue to serve as your personal property adviser long after your first deal with us is completed and over the line.

Market-leading refurbishment finance solutions

Our panel of high street, specialist and private lenders have an appetite to provide a range of short-term loans that enable property developers to carry out light or heavy refurbishment works on their own residential, or investment properties. Each lender will have their own definition of what a light or heavy refurbishment is, but generally they equate to:

  • Heavy refurbishment
    Significant structural work, costing over 15% of the property’s value. May require planning permission or involvement from building regulations. For example, loft conversions or rear/side extensions.
  • Light refurbishment
    Usually cosmetic improvements, as well as electric rewiring, damp proofing and new installations of bathroom suites and kitchens. These refurbishment costs will equate to less than 15% of the property’s value.

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Independent financial advice for experienced property landlords

We have an extensive pool of experience and knowledge within the development finance sector. Our dedicated brokers will take the time to listen to your unique financial circumstances and source a suitable funding solution. We understand that no two property refurbishments are the same, which is why we endeavour to find a bespoke finance solution that’s tailored to your next refurbishment.

Property investors that can quickly raise funding to carry out light and heavy refurbishments can improve the value of a property fast, and then sell it on for a profit, or refinance it under a buy to let mortgage. Our brokers acknowledge the importance of financial flexibility and will work with you to complete and present all of the necessary paperwork to prospective lenders to achieve the desired outcome – taking your property portfolio forward.

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Testimonials

Our happy clients

As a returning customer, I would like to express my sincere thanks to the team for their outstanding support during the completion of my property purchase. In particular, Catherine and Darren have been incredibly helpful throughout the process. Their communication, professionalism, and customer service have been absolutely excellent, making the entire experience smooth and reassuring. Many thanks again for all your hard work.

Completion

April 2026

My fiancée and I were recommended to LDN Finance when we started our mortgage journey, and the service we have received, and continue to receive, has been outstanding throughout. Phil Levesley initially looked after us and made what can be a very daunting process feel straightforward and easy to understand. He took the time to explain everything clearly, never rushed us, and was always happy to answer any questions we had. Nothing ever felt like too much trouble. As part of the process, we also wanted to explore a number of protection policies, and Phil introduced us to his colleague,

Expert Guidance Every Step of the Way

June 2026

Owen was absolutely amazing and supported me every step of the way throughout the mortgage process. He was always clear, patient, and incredibly reassuring, making what could have been a stressful experience feel smooth and manageable. Bharathy was also really helpful, promptly getting in touch and making sure all the relevant information was handled efficiently. I couldn’t be happier with the service and would highly recommend them both. Five stars without hesitation.

Outstanding mortgage support

February 2026

we are here to help

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Contact our professional and experienced specialist finance brokers and start your property finance journey today.

Prefer to chat? Call us on 020 3903 9875

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5-star assurance for service and excellence