Recent tax changes have encouraged property investors to find new ways of achieving the high returns that were previously possible through building a traditional buy-to-let portfolio.

A growing number of LDNfinance clients are looking to invest in Houses of Multiple Occupation (HMOs) due to the high rental yield they can achieve. At LDNfinance, our extensive panel of mortgage lenders enables us to secure a bespoke HMO mortgage for converted or purpose-built properties anywhere in the UK.

If you have a great opportunity for a multi-let property, speak to our experienced and proven commercial finance advisers to find the most appropriate funding solution to make your ambition a reality. The most attractive deals can achieve up to 85% loan-to-value (LTV) and, with interest rates still very low, we can ensure swift lending decisions from lenders that typically accept your unique risk profile.

What is defined as an HMO?

Your prospective property investment is defined as a large HMO if all of the following apply:

  • If the property is rented to five or more tenants who form more than one household
  • If at least one tenant pays rent (or their employer pays it for them)
  • If the property’s tenants share toilet, bathroom or kitchen facilities

Whether you’re a first-time landlord or a seasoned landlord with a growing portfolio of HMOs, at LDNfinance we can secure you an HMO mortgage for outright purchases or re-finance arrangements. With a wealth of experience of the exacting lending criteria of HMO mortgage lenders, choose LDNfinance’s dedicated commercial finance advisers to source a suitable product that works for your HMO.

Enquire now Why LDNfinance

Let’s discuss your next exciting HMO investment opportunity to kick-start or broaden your property portfolio.

LDNfinance Solutions Limited is authorised and regulated by the Financial Conduct Authority. LDNfinance Solutions Limited is a company registered in England and Wales (Company No. 10593737) with its registered office at Lynton House, 7-12 Tavistock Square, London, WC1H 9BQ. Trading Address: First Floor, 60 New Broad Street, London, EC2M 1JJ.

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