The UK’s buy to let mortgage market is constantly evolving due to amendments to UK tax legislation and the regulatory landscape. Our buy to let advisers explore all possible avenues to enable our clients to finance or refinance buy to let properties.
Buy to let mortgage lenders have tightened their criteria considerably in recent years, with their rental affordability calculations becoming more stringent than ever before. Consequently, existing and prospective buyers are seeking innovative and alternative ways to expand or begin their rental property portfolio.
Our experienced buy to let mortgage advisers take the time to fully understand your complete financial situation, before recommending an appropriate finance solution. This could involve using personal income to cover any shortfall in the rental income to cover the mortgage payment. Alternatively, we could look at purchasing within a Limited Company structure. Ultimately, as a valued client, we can help to unlock new and efficient buy to let mortgage opportunities.
At LDNfinance, our experienced and personable buy to let mortgages team take the time to fully understand your complete financial situation, before recommending an appropriate finance solution. This could involve using personal income to cover any shortfall in the rental income requirement or alternatively, purchasing within a Limited Company structure.
With access to a huge number of mainstream, private, and specialist lenders, our brokers are perfectly positioned to secure you the very best bespoke solution for your needs. Whether you’re a landlord looking to expand your portfolio, remortgage an existing buy to let asset to release equity, or even thinking about investing in a holiday let property.
We value our strong relationships with our clients and trusted lenders. We are expert problem solvers who can think creatively about your case and get the deal over the line. We regularly secure complex, buy to let mortgages for those with a complex income, expats, foreign nationals, and self-employed individuals. We are proficient in navigating complicated scenarios.
Innovative lenders are the key to a vibrant buy to let market
Tax and regulatory changes in the UK buy to let sector have caused many landlords to review their strategy. Our buy to let mortgage advisers have the contacts and expertise to connect our clients with lenders that have the appetite to provide competitive lending rates to property investors.
Alongside mainstream buy to let mortgage lenders, our access to specialist or alternative lenders provide a host of additional mortgage products that offer certainty and reassurance in this fast-moving market. Even if you have an adverse credit history, or a unique income stream, we have a suite of buy to let lenders that could offer you the funding you require.
Working alongside any accountants or solicitors you may have hired, your mortgage adviser will present your case to our network of specialist BTL lenders in the best possible light. Once in possession of your whole story, your lender will take a holistic view on your complete wealth, portfolio and asset profile to satisfy their lending criteria.
Let’s discuss your needs to help breathe life into your buy to let property portfolio.