Offset Mortgages
At LDN Finance, we are well versed in arranging offset mortgages for our valued clients.
An offset mortgage is a property finance loan with a savings or current account that is linked to the mortgage. Many of our clients benefit from this type of borrowing as it can reduce the level of interest charged, meaning they can either make lower monthly payments over a set term length, or effectively make ‘overpayments’ on your mortgage each month to reduce your mortgage term.
Suitable for those looking to purchase a new property or those looking to remortgage, offset mortgages are a particularly attractive proposition for clients with considerable savings as it will significantly lower the level of debt. At LDN Finance, we have vast experience when it comes to arranging offset property finance. Working closely with our extensive network of trusted lenders who can take a holistic view of your finances and full wealth profile, we are best placed to help you secure the best terms and rates for you situation.
To discuss your search for an offset mortgage in more detail, get in contact with our expert advisers today.
our values
How we work
Service
Service excellence is at the heart of our business. We are renowned for our highly personal and bespoke approach to securing property finance for our clients, ensuring you feel in control and confident throughout your investment journey.
Expertise
We thrive in complex, challenging scenarios and work creatively in our negotiations with our trusted network of mainstream, private and specialist lenders to ensure we always secure the best possible outcome for your circumstances.
Relationships
We mean it when we say we see you as a valued partner. Our relationship with you is important to us and our team will continue to serve as your personal property adviser long after your first deal with us is completed and over the line.
Testimonials
Our happy clients
As a returning customer, I would like to express my sincere thanks to the team for their outstanding support during the completion of my property purchase. In particular, Catherine and Darren have been incredibly helpful throughout the process. Their communication, professionalism, and customer service have been absolutely excellent, making the entire experience smooth and reassuring. Many thanks again for all your hard work.
My fiancée and I were recommended to LDN Finance when we started our mortgage journey, and the service we have received, and continue to receive, has been outstanding throughout. Phil Levesley initially looked after us and made what can be a very daunting process feel straightforward and easy to understand. He took the time to explain everything clearly, never rushed us, and was always happy to answer any questions we had. Nothing ever felt like too much trouble. As part of the process, we also wanted to explore a number of protection policies, and Phil introduced us to his colleague,
Owen was absolutely amazing and supported me every step of the way throughout the mortgage process. He was always clear, patient, and incredibly reassuring, making what could have been a stressful experience feel smooth and manageable. Bharathy was also really helpful, promptly getting in touch and making sure all the relevant information was handled efficiently. I couldn’t be happier with the service and would highly recommend them both. Five stars without hesitation.
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Get in touch
Contact our professional and experienced residential mortgage advisers and start your property finance journey today.
Prefer to chat? Call us on 020 3903 9875
5-star assurance for service and excellence