Business Loan Protection - LDN Finance

Business Loan Protection

If your business has outstanding loans, such as a commercial mortgage, overdraft or a venture capital loan, business loan protection can act as a vital safety net, repaying your lenders in the event you or your business partners die or are diagnosed with a critical illness.

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Business Loan Protection

Are you a business owner looking to secure business loan protection? We’ve got you covered.

In the unfortunate event that something might happen to your business that means you’re unable to keep up with any existing loan repayments, it’s highly recommended that you secure adequate business loan protection to ensure your business is able to keep up with payments and continue operating as usual.

At LDN Finance, we have a wealth of experience when it comes to arranging this type of protection. Your personal adviser will work closely with you to understand your business and financial circumstances, before clearly explaining all of the business loan protection options available to you.

To discuss your business loan protection requirements in more detail, get in contact with our expert protection team today.

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Service excellence is at the heart of our business. We are renowned for our highly personal and bespoke approach to securing property finance for our clients, ensuring you feel in control and confident throughout your investment journey.



We thrive in complex, challenging scenarios and work creatively in our negotiations with our trusted network of mainstream, private and specialist lenders to ensure we always secure the best possible outcome for your circumstances.



We mean it when we say we see you as a valued partner. Our relationship with you is important to us and our team will continue to serve as your personal property adviser long after your first deal with us is completed and over the line.

Business loan protection with LDN Finance

For most start-ups and growing businesses, it could be difficult to repay sizeable business loans at short notice if the business owner were to pass away. Business loan insurance is designed to pay out a lump sum to cover the cost of loan repayments and allow your business to operate as normal should the unexpected happen. At LDN Finance, our experienced, highly professional advisers are well versed in assisting business owners with the arrangement of business loan protection.

Your nominated LDN Finance adviser will take the time to understand your business and its financial circumstances. They will then clearly explain the insurance options available to you, with the ability to protect business loans ranging from commercial mortgages and venture capital funding to directors’ loans and personal guarantees.

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Safeguard the personal assets of business owners with personal guarantees

In some cases, business loans require personal guarantees, with business owners using personal assets such as family homes as collateral to obtain the best possible commercial finance terms. Business loan protection offers peace of mind against the repayment terms of a personal guarantee in the event of a business owner’s death.

If the business fails following the death of a business owner and the company does not have the required capital to repay the outstanding loan, the deceased owner’s personal guarantee would ordinarily be activated, placing their personal assets at risk.

However, business loan protection can guard against the repayment terms of a personal guarantee, giving much needed comfort to the business owner’s family and financial dependents. Business loan protection plans may also have additional features, or optional add-ons, which may be subject to further underwriting and an additional premium. This includes providing benefits in the event of terminal illness, permanent disability or critical illness of the insured. It may also be possible to increase the value of the life cover over time to protect any additional business loans that may be taken out.

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Our happy clients

LDN Finance were extremely helpful throughout the process of getting my insurance sorted. Although a difficult process, with a number of stakeholders that needed to be contacted, they managed the communication very well. Professional, proactive and very helpful. Would absolutely recommend!

Mr. B

November 2020

I have used LDN Finance for years for my mortgages and insurance. They are consistently efficient, professional and experienced. Would recommend to anyone.

Ms. F

August 2021

Provided excellent advice on protection policies for our mortgage. Naomi provided an exceptional service with prompt responses. She was very friendly and approachable and made the process easy to understand. We highly recommend LDN Finance.

Ms. F

January 2021

we are here to help

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Contact our professional and experienced protection advisers today to find the perfect policy to safeguard your financial future.


Prefer to chat? Call us on 020 3903 9875


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