Service excellence is at the heart of our business. We are renowned for our highly personal and bespoke approach to securing property finance for our clients, ensuring you feel in control and confident throughout your investment journey.
We thrive in complex, challenging scenarios and work creatively in our negotiations with our trusted network of mainstream, private and specialist lenders to ensure we always secure the best possible outcome for your circumstances.
We mean it when we say we see you as a valued partner. Our relationship with you is important to us and our team will continue to serve as your personal property adviser long after your first deal with us is completed and over the line.
There are several benefits to remortgaging your property. You can potentially save thousands of pounds through remortgaging, as well as securing a better deal on your mortgage rate. Remortgaging is important, especially if you are coming to the end of a fixed-rate mortgage and are concerned about interest rate rises, or would like to avoid the variable costs that can occur with an SVR (Standard variable rate) mortgage.
You would typically look to remortgage at the expiry of your existing mortgage product, especially if you took a fixed rate mortgage out. If you are looking to save money on your mortgage payments then remortgaging every two or five years can be a useful strategy, depending on your existing mortgage product. However, it is important to consider the type of mortgage product you apply for as well as the likelihood of fee increases or early repayment charges if remortgaging before your fixed rate ends.
At LDN Finance we advise you look at your remortgage options 6 months before your mortgage end date. That allows enough time for rates to be locked in and reduced if the rate on your product is lowered.
It could be that you are looking to remortgage to release some equity. If your existing property is unencumbered, there are no timeframe restrictions on when you can look into this.
When you remortgage your property, you essentially pay off an existing mortgage (if applicable) with the proceeds of a new one. You can switch to a more beneficial deal under remortgaging and move to a new lender if to ensure you get the best option for your circumstances. To find out more about remortgaging with LDN Finance, get in touch with us here.
Excellent and outstanding professional service from start to finish. From offering as many options as possible, to explaining to me very quickly what the benefits are and what I should really be thinking about moving forward. Thoroughly recommend.
5 Stars! The LDN team supported us purchasing our family home, without their support and as an expat it would have been very difficult to obtain our new home in the UK. I would totally recommended them.
Johnny Martin held our hands through the entire process calmly and professionally. Brilliant service, efficient and swift in response to everything. He made the entire journey uncomplicated even when the bank made it complicated. Highly recommended.
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