Remortgages
We pride ourselves on offering an outstanding service for clients looking to remortgage.
If you’re not sure where to begin your search, securing the perfect remortgage deal for your needs can be just as difficult as arranging a standard purchase mortgage. Whether you’re looking to refinance onto a more favourable rate, release equity for other investments or you’ve simply had a change in personal circumstances that would benefit from a remortgage, LDN Finance is best placed to assist.
No matter the complexity of your scenario, our expert brokers are on hand to help. We have a proven track record when it comes to securing the very best remortgage rates and facilities for our valued clients. Our many years of experience in this space mean we are committed to assessing your situation in full, negotiating on your behalf with our extensive panel of trusted lenders and ensuring you feel in control at every stage of the process to achieve your ideal outcome.
To discuss your remortgage in more detail, get in contact with our expert team today.
our values
How we work
Service
Service excellence is at the heart of our business. We are renowned for our highly personal and bespoke approach to securing property finance for our clients, ensuring you feel in control and confident throughout your investment journey.
Expertise
We thrive in complex, challenging scenarios and work creatively in our negotiations with our trusted network of mainstream, private and specialist lenders to ensure we always secure the best possible outcome for your circumstances.
Relationships
We mean it when we say we see you as a valued partner. Our relationship with you is important to us and our team will continue to serve as your personal property adviser long after your first deal with us is completed and over the line.
Frequently Asked Questions
There are several benefits to remortgaging your property. You can potentially save thousands of pounds through remortgaging, as well as securing a better deal on your mortgage rate. Remortgaging is important, especially if you are coming to the end of a fixed-rate mortgage and are concerned about interest rate rises, or would like to avoid the variable costs that can occur with an SVR (Standard variable rate) mortgage.
You would typically look to remortgage at the expiry of your existing mortgage product, especially if you took a fixed rate mortgage out. If you are looking to save money on your mortgage payments then remortgaging every two or five years can be a useful strategy, depending on your existing mortgage product. However, it is important to consider the type of mortgage product you apply for as well as the likelihood of fee increases or early repayment charges if remortgaging before your fixed rate ends.
At LDN Finance we advise you look at your remortgage options 6 months before your mortgage end date. That allows enough time for rates to be locked in and reduced if the rate on your product is lowered.
It could be that you are looking to remortgage to release some equity. If your existing property is unencumbered, there are no timeframe restrictions on when you can look into this.
When you remortgage your property, you essentially pay off an existing mortgage (if applicable) with the proceeds of a new one. You can switch to a more beneficial deal under remortgaging and move to a new lender if to ensure you get the best option for your circumstances. To find out more about remortgaging with LDN Finance, get in touch with us.
Testimonials
Our happy clients
My fiancée and I were recommended to LDN Finance when we started our mortgage journey, and the service we have received, and continue to receive, has been outstanding throughout. Phil Levesley initially looked after us and made what can be a very daunting process feel straightforward and easy to understand. He took the time to explain everything clearly, never rushed us, and was always happy to answer any questions we had. Nothing ever felt like too much trouble. As part of the process, we also wanted to explore a number of protection policies, and Phil introduced us to his colleague,
As a returning customer, I would like to express my sincere thanks to the team for their outstanding support during the completion of my property purchase. In particular, Catherine and Darren have been incredibly helpful throughout the process. Their communication, professionalism, and customer service have been absolutely excellent, making the entire experience smooth and reassuring. Many thanks again for all your hard work.
Owen was absolutely amazing and supported me every step of the way throughout the mortgage process. He was always clear, patient, and incredibly reassuring, making what could have been a stressful experience feel smooth and manageable. Bharathy was also really helpful, promptly getting in touch and making sure all the relevant information was handled efficiently. I couldn’t be happier with the service and would highly recommend them both. Five stars without hesitation.
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Get in touch
Contact our professional and experienced residential mortgage advisers and start your property finance journey today.
Prefer to chat? Call us on 020 3903 9875
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