Offset Mortgages
At LDN Finance, we are experienced experts in arranging tracker mortgages for our valued clients.
Unlike fixed-rate mortgages, a tracker mortgage’s interest rate is set by the Bank of England base rate. Therefore, the monthly payment you make to a lender may change month on month. For some clients, this provides greater flexibility however, it does also mean that if interest rates rise, so does the amount you pay out.
Suitable for those looking to purchase a new property or remortgaging, you can choose a tracker mortgage for fixed amount of time and set number of years. When it comes to an end, clients can then decide to switch over to a new tracker, or fixed rate mortgage depending on their circumstance.
To discuss your search for a tracker mortgage in more detail, get in contact with our expert advisers today.
our values
How we work
Service
Service excellence is at the heart of our business. We are renowned for our highly personal and bespoke approach to securing property finance for our clients, ensuring you feel in control and confident throughout your investment journey.
Expertise
We thrive in complex, challenging scenarios and work creatively in our negotiations with our trusted network of mainstream, private and specialist lenders to ensure we always secure the best possible outcome for your circumstances.
Relationships
We mean it when we say we see you as a valued partner. Our relationship with you is important to us and our team will continue to serve as your personal property adviser long after your first deal with us is completed and over the line.
Testimonials
Our happy clients
My fiancée and I were recommended to LDN Finance when we started our mortgage journey, and the service we have received, and continue to receive, has been outstanding throughout. Phil Levesley initially looked after us and made what can be a very daunting process feel straightforward and easy to understand. He took the time to explain everything clearly, never rushed us, and was always happy to answer any questions we had. Nothing ever felt like too much trouble. As part of the process, we also wanted to explore a number of protection policies, and Phil introduced us to his colleague,
As a returning customer, I would like to express my sincere thanks to the team for their outstanding support during the completion of my property purchase. In particular, Catherine and Darren have been incredibly helpful throughout the process. Their communication, professionalism, and customer service have been absolutely excellent, making the entire experience smooth and reassuring. Many thanks again for all your hard work.
Owen was absolutely amazing and supported me every step of the way throughout the mortgage process. He was always clear, patient, and incredibly reassuring, making what could have been a stressful experience feel smooth and manageable. Bharathy was also really helpful, promptly getting in touch and making sure all the relevant information was handled efficiently. I couldn’t be happier with the service and would highly recommend them both. Five stars without hesitation.
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Get in touch
Contact our professional and experienced residential mortgage advisers and start your property finance journey today.
Prefer to chat? Call us on 020 3903 9875
5-star assurance for service and excellence