Income Protection - LDN Finance

Income Protection

At LDN Finance, our experienced advisers will listen to your unique personal and financial circumstances before reviewing the insurance market for the best possible income protection policy.

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Income Protection

At LDN Finance, we specialise in arranging income protection policies for our valued clients.

According to the Association of British Insurers (ABI), one million British people are forced to quit work due to a serious illness or injury every year. Income protection insurance can give you and your family an important financial buffer to help cover your lifestyle and outgoings, i.e. your mortgage repayments, if you cannot live off savings or any sick pay the government, or your employer may provide.

Get in touch with our professional protection team today. We’re ready and waiting to secure the perfect income protection policy for you.

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How we work



Service excellence is at the heart of our business. We are renowned for our highly personal and bespoke approach to securing property finance for our clients, ensuring you feel in control and confident throughout your investment journey.



We thrive in complex, challenging scenarios and work creatively in our negotiations with our trusted network of mainstream, private and specialist lenders to ensure we always secure the best possible outcome for your circumstances.



We mean it when we say we see you as a valued partner. Our relationship with you is important to us and our team will continue to serve as your personal property adviser long after your first deal with us is completed and over the line.

Find the ideal income protection policy to suit your needs with LDN Finance

Whether you’re sick or physically impaired and cannot work, income protection insurance is designed to cover as much of your lost earnings as possible, thus allowing you to focus on your health without the added worry of your income. Some income protection policies can also be used as a vital safety net in the event of involuntarily being made redundant and struggling to secure new employment.

Income protection policies require a monthly premium to remain active and will (subject to policy specific terms) only pay out in the event of illness, accident or unemployment forcing you out of work. These pay-outs are tax-free and designed to help you maintain your existing standard of living, including covering bills such as mortgage or loan repayments, utility bills etc.

Your LDN Finance adviser will work with you to find a suitable income protection policy that offers the most comprehensive protection in line with your specific demands and needs.

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Short and long-term income protection insurance from many of the UK’s most reputable insurers

There are two main types of income protection policies you can choose, based on your requirements. Short term income protection is designed to pay out for a fixed term of up to 12 months. Meanwhile, long-term income protection is geared towards providing a tax-free regular income, typically after a certain waiting period, until you are able to return to work or retire through ill-health.

You have a number of options which will all affect the premium payable, such as, until what age you want to be protected, the waiting period before benefits are paid, and whether you wish the benefit payable paid to be indexed annually to offset inflation. With so many different income protection products available in the market, each offering a range of benefits, it’s important to enlist the services of a dedicated LDN Finance adviser to find insurers that are prepared to offer the protection you need.

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Our happy clients

LDN Finance were extremely helpful throughout the process of getting my insurance sorted. Although a difficult process, with a number of stakeholders that needed to be contacted, they managed the communication very well. Professional, proactive and very helpful. Would absolutely recommend!

Mr. B

November 2020

I have used LDN Finance for years for my mortgages and insurance. They are consistently efficient, professional and experienced. Would recommend to anyone.

Ms. F

August 2021

Provided excellent advice on protection policies for our mortgage. Naomi provided an exceptional service with prompt responses. She was very friendly and approachable and made the process easy to understand. We highly recommend LDN Finance.

Ms. F

January 2021

we are here to help

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Contact our professional and experienced protection advisers today to find the perfect policy to safeguard your financial future.


Prefer to chat? Call us on 020 3903 9875


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