Shop and Restaurant Mortgages - LDN Finance

Shop and Restaurant Mortgages

Even when times have been tough, restaurants have been able to rely on increased consumer spending through the years. This has led to considerable activity in the restaurant sector, whether it’s the dawn of start-up brands, the expansion of profitable chains or dynamic mergers and acquisitions. Let’s discuss your next shop or restaurant venture and secure a bespoke commercial finance solution that works on your terms.

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Shop and Restaurant Mortgages

Are you a budding restaurateur looking for a mortgage for your shop or restaurant? We’ve got you covered.

Whether you’re a Michelin star chef looking for their next business venture or someone looking to open their first restaurant, takeaway outlet or shop, our well-connected advisers at LDN Finance have a wealth of contacts to secure specialist shop and restaurant mortgages at highly competitive rates.

Want to discuss your scenario in more detail? Get in touch with our expert specialist team today.

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our values

How we work



Service excellence is at the heart of our business. We are renowned for our highly personal and bespoke approach to securing property finance for our clients, ensuring you feel in control and confident throughout your investment journey.



We thrive in complex, challenging scenarios and work creatively in our negotiations with our trusted network of mainstream, private and specialist lenders to ensure we always secure the best possible outcome for your circumstances.



We mean it when we say we see you as a valued partner. Our relationship with you is important to us and our team will continue to serve as your personal property adviser long after your first deal with us is completed and over the line.

How to secure a shop and restaurant mortgage

The vibrancy of the restaurant sector in challenging economic conditions has given specialist and private lenders the confidence to lend against in shops and restaurants across the UK. LDN Finance is here to connect you to agile lenders offering attractive rates of leverage and interest for your next restaurant or outlet.

Securing a mortgage for a shop or restaurant can be challenging. Many traditional commercial finance lenders have reduced loan to values (LTVs) and adopted increasingly strict lending criteria, making it hard to find a mortgage product that meets your needs. Fortunately for you, our dedicated commercial finance advisers can call upon a panel of specialist and private lenders to secure the most appropriate product at competitive rates of finance for budding and experienced restaurateurs.

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Shop and restaurant mortgages available up to 80% LTV

At LDN Finance, we can help whether you are seeking to acquire your first shop or restaurant, or you’re an experienced property investor looking to expand or refinance your portfolio of retail outlets and restaurants. Through our wealth of trusted connections with banks, specialist lenders and private funders, our brokers can secure shop and restaurant mortgages up to 80% LTV, with products available at market leading interest rates.

As an independent commercial finance adviser, LDN Finance has all the contacts that are required to ensure a suitable lender is lined up to assist.  Your nominated LDN Finance adviser will approach lenders that recognise the restaurant sector as a sound investment to secure the funding you need. These lenders can offer very attractive leverage and rates available, based on your unique situation.

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Our happy clients

LDN Finance were on the ball, helpful, supportive and nice to deal with. They were brilliant at back channelling with both lender and lawyers. We had tricky development and bridging finance and a short time frame. I would recommend them.

Mr. H

April 2021

LDN Finance are a very professional and helpful company. We have done several deals though Chris and the Specialist team and I would thoroughly recommend them.

Mr. S

August 2021

An extremely professional service, explaining different stages of the bridging refinance process. I was kept informed with regular updates as to progress and requests for additional information. I would recommend with confidence.

Ms. M

August 2021

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Contact our professional and experienced specialist finance brokers and start your property finance journey today.


Prefer to chat? Call us on 020 3903 9875


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