Key Person Insurance - LDN Finance

Key Person Insurance

Key person insurance is designed to maintain the stability and value of your company in the event of the unfortunate death, permanent disability or critical illness of a key member of personnel, paid for by the business with the benefits being paid to the company.

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Key Person Insurance

Are you a business owner looking to safeguard the future stability of your company against the loss of key personnel? We’re here to help.

Losing an integral member of your business to a critical illness or death can hit your team hard, potentially affecting the day-to-day running of your business. As such, it is vital that you consider key person insurance to protect your company from the unfortunate loss of a key colleague with a specialist skill set.

Your nominated LDN Finance adviser will take the time to understand the makeup of your business in its entirety, before considering your company’s unique financial circumstances and clearly explaining all of the key person insurance options available to you.

To discuss your key person protection requirements in more detail, get in contact with our professional protection team today.

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our values

How we work

01

Service

Service excellence is at the heart of our business. We are renowned for our highly personal and bespoke approach to securing property finance for our clients, ensuring you feel in control and confident throughout your investment journey.

02

Expertise

We thrive in complex, challenging scenarios and work creatively in our negotiations with our trusted network of mainstream, private and specialist lenders to ensure we always secure the best possible outcome for your circumstances.

03

Relationships

We mean it when we say we see you as a valued partner. Our relationship with you is important to us and our team will continue to serve as your personal property adviser long after your first deal with us is completed and over the line.

Protect your key personnel with LDN Finance

At LDN Finance, our highly experienced and knowledgeable advisers have helped many risk averse businesses mitigate unforeseen circumstances such as the critical illness or passing of a key individual. Losing a key person such as a CEO or managing director who was the driving force behind of the business could be very hard, if not impossible, to recover from without the right insurance plan in place.

When it comes to key person insurance, there are a wealth of options available to business owners, including unforeseen death, terminal illness, critical illness and permanent disability. Your key employees are among your biggest assets and a comprehensive key person insurance policy can cover the cost of recruiting and training replacements or temporary staff during the interim and repay outstanding bank loans.

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Key person insurance that provides internal and external clarity

In the event that a key person were to suddenly die or become incapacitated or critically ill, key person insurance can help compensate your business. The benefits could be used to support the business until they can recruit talent with the requisite specialist skills and expertise that was lost. It can also help to ease concerns of colleagues by injecting additional capital into the business to protect profits when morale might be at its lowest. Furthermore, if your business is seeking outside investment in the short or medium term, key person insurance may be a necessity for venture capitalists prior to committing to an investment deal.

At LDN Finance, we can advise you on the most suitable key person insurance protection to protect your business against the loss of directors, managers or employees with unique skills and knowledge.

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Testimonials

Our happy clients

As a returning customer, I would like to express my sincere thanks to the team for their outstanding support during the completion of my property purchase. In particular, Catherine and Darren have been incredibly helpful throughout the process. Their communication, professionalism, and customer service have been absolutely excellent, making the entire experience smooth and reassuring. Many thanks again for all your hard work.

Completion

April 2026

My fiancée and I were recommended to LDN Finance when we started our mortgage journey, and the service we have received, and continue to receive, has been outstanding throughout. Phil Levesley initially looked after us and made what can be a very daunting process feel straightforward and easy to understand. He took the time to explain everything clearly, never rushed us, and was always happy to answer any questions we had. Nothing ever felt like too much trouble. As part of the process, we also wanted to explore a number of protection policies, and Phil introduced us to his colleague,

Expert Guidance Every Step of the Way

June 2026

Owen was absolutely amazing and supported me every step of the way throughout the mortgage process. He was always clear, patient, and incredibly reassuring, making what could have been a stressful experience feel smooth and manageable. Bharathy was also really helpful, promptly getting in touch and making sure all the relevant information was handled efficiently. I couldn’t be happier with the service and would highly recommend them both. Five stars without hesitation.

Outstanding mortgage support

February 2026

we are here to help

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Contact our professional and experienced protection advisers today to find the perfect policy to safeguard your financial future.

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Prefer to chat? Call us on 020 3903 9875

5-star assurance for service and excellence