Private Mortgage | Private Bank Mortgages | LDN Finance

Private Bank Mortgages

Private bank mortgages offer a fantastic borrowing proposition for high net worth individuals as they assess every property finance application on a case by case basis. If you are looking to secure a high-value loan with complex income or an extensive asset portfolio, a private bank mortgage could offer you the flexibility and bespoke approach to suit your circumstances.

Private Bank Mortgages

At LDN Finance, we specialise in arranging tailored private bank mortgages for high net worth individuals.

At LDN Finance, we excel in arranging private bank mortgages on residential and commercial properties in the UK. We regularly assist clients with a range of complex scenarios that require the attention and bespoke tailoring only a private bank mortgage can provide. This can include those who require a large mortgage over £1 million, those investing from abroad, those with a vast asset portfolio, or those with complex income streams who derive earnings from sources such as large annual bonuses or dividends.

Working with our extensive network of trusted lenders, LDN Finance is dedicated to providing you with the best property finance solutions to suit your circumstances – no matter the complexity.

To discuss your circumstances and property finance aspirations in more detail, get in contact with our expert private client advisers today. Our dedicated Private Clients site provides more information for our high-net-worth clients, visit our site and contact us for more information.

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Service excellence is at the heart of our business. We are renowned for our highly personal and bespoke approach to securing property finance for our clients, ensuring you feel in control and confident throughout your investment journey.



We thrive in complex, challenging scenarios and work creatively in our negotiations with our trusted network of mainstream, private and specialist lenders to ensure we always secure the best possible outcome for your circumstances.



We mean it when we say we see you as a valued partner. Our relationship with you is important to us and our team will continue to serve as your personal property adviser long after your first deal with us is completed and over the line.

Bespoke private bank mortgages to suit you

Whether you are looking to purchase a residential property, fund a commercial investment or expand your buy to let portfolio, you may find that a private bank mortgage lender is much better suited to your property finance needs than a mainstream lender.

Whilst high net worth individuals may find their borrowing options restricted by the stringent eligibility criteria used by high street banks to assess affordability, private banks offer a more bespoke approach by taking the client’s wider profile into account and offering far better competitive rates. As such, private banks present a particularly attractive proposition for those looking for a large loan with more complex circumstances.

At LDN Finance, we specialise in arranging private bank mortgages for our valued private clients. Working closely with our trusted network of private banks and specialist lenders that are able to take a more holistic view of your affordability and overall wealth and asset profile, our strong relationships will ensure you receive the best terms for your circumstances.

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What are the benefits of securing a private bank mortgage?

As well as being more flexible and tailored to your individual needs than a traditional mortgage provider, private banks tend to offer a wider range of mortgage products that benefit those in the high net worth borrowing market. Private banks are able to structure a bespoke financing arrangement to suit your individual circumstances if required. Arranging unique, one-off mortgage deals is not something that you can expect to find in a high street lender’s repertoire.

Furthermore, private bank mortgage rates are often more favourable than mainstream alternatives and are also available on a high loan-to-value (LTV), interest only or buy to let basis. Traditionally, this can sometimes include placing assets under management (AUM) as security with the bank, however, many private lenders now offer options without AUM in recognition of a crowded and competitive market where they are keen to build lasting relationships with their clients. Many private lenders will be looking for an arrangement where they can work with you to realise and nurture your financial aspirations over time. As such, you can expect to receive a much more personal service as opposed to the transactional nature of taking out a conventional mortgage.

Our expert brokers have a wealth of experience in securing high-value private bank mortgages. We will work quickly and efficiently on your behalf, providing you with our unrivalled knowledge of the private mortgage market, rates, and options.

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Our happy clients

Excellent and outstanding professional service from start to finish. From offering as many options as possible, to explaining to me very quickly what the benefits are and what I should really be thinking about moving forward. Thoroughly recommend.

Mr. M

July 2021

5 Stars! The LDN team supported us purchasing our family home, without their support and as an expat it would have been very difficult to obtain our new home in the UK. I would totally recommended them.

Mr. S

August 2021

Johnny Martin held our hands through the entire process calmly and professionally. Brilliant service, efficient and swift in response to everything. He made the entire journey uncomplicated even when the bank made it complicated. Highly recommended.

Mr. H

July 2021

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Contact our professional and experienced private client advisers today for an efficient, discreet and tailored service.


Prefer to chat? Call us on 020 3903 9875


5-star assurance for service and excellence