Adverse Credit Bridging | LDN Finance

Adverse Credit Bridging

If you have an adverse credit history and are concerned about whether or not you can secure a conventional buy to let mortgage, at LDN Finance we help property investors with poor credit scores secure bridging finance from agile lenders with the necessary risk appetite.

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Adverse Credit Bridging

Are you a property investor with adverse credit? You’ve come to the right place.

Adverse credit issues such as county court judgements (CCJs), late payments or defaults, can have a negative impact on bridging finance applications. That is unless you use an experienced, knowledgeable bridging finance broker such as LDN Finance. We have an extensive, trusted network of specialist and private lenders that either do not do a credit score check or can see beyond your history of bad credit and lend based on the value of the property used for the loan.

To discuss your circumstances in more detail, get in touch with our expert specialist finance advisers today.

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our values

How we work



Service excellence is at the heart of our business. We are renowned for our highly personal and bespoke approach to securing property finance for our clients, ensuring you feel in control and confident throughout your investment journey.



We thrive in complex, challenging scenarios and work creatively in our negotiations with our trusted network of mainstream, private and specialist lenders to ensure we always secure the best possible outcome for your circumstances.



We mean it when we say we see you as a valued partner. Our relationship with you is important to us and our team will continue to serve as your personal property adviser long after your first deal with us is completed and over the line.

Adverse credit bridging with LDN Finance

At LDN Finance, our well-connected brokers have a proven track record in obtaining adverse credit bridging, typically up to 80% of the value of the property you wish to purchase.

Our personable, well-connected brokers will sit down with you to understand your unique personal and financial circumstances. Your nominated LDN Finance broker will walk you through the bridging finance application process and let you know the information and documentation prospective lenders will require based on your adverse credit history, which may include mortgage arrears or CCJs.

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Closed or open bridging loans for applicants with adverse credit histories

Given our extensive network of niche and private lenders, many of which are not available on the high street, we can hand-pick prospective lenders that are prepared to look past previous defaults and arrears. Some adverse credit bridging lenders will require other assets to be nominated for security, including high-value items and business equipment.

Your nominated LDN Finance broker can arrange a closed or open bridging loan. The former has a specified repayment date, while open bridging loans do not, but are expected to be repaid before the loan period expires. Most bridging finance lenders will demand a watertight exit strategy for applicants with adverse credit histories. This must be practical and easily achievable in the eyes of the lender. Your LDN Finance broker can work with you to design an exit strategy to repay the loan and is mutually beneficial to both you and the lender.

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Our happy clients

LDN Finance were on the ball, helpful, supportive and nice to deal with. They were brilliant at back channelling with both lender and lawyers. We had tricky development and bridging finance and a short time frame. I would recommend them.

Mr. H

April 2021

LDN Finance are a very professional and helpful company. We have done several deals though Chris and the Specialist team and I would thoroughly recommend them.

Mr. S

August 2021

An extremely professional service, explaining different stages of the bridging refinance process. I was kept informed with regular updates as to progress and requests for additional information. I would recommend with confidence.

Ms. M

August 2021

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Contact our professional and experienced specialist finance brokers and start your property finance journey today.


Prefer to chat? Call us on 020 3903 9875


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