Relevant Life Cover - LDN Finance

Relevant Life Cover

Ideal for businesses looking to provide top-up benefits to an existing group life scheme, or for those without a group life scheme, relevant life cover is a tax-efficient life insurance policy, allowing employers to offer death-in-service benefits to specific employees and salaried directors.

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Relevant Life Cover

Are you looking for a relevant life cover product for your business? We’re here to help.

As a modern business owner, you’ll already know that many companies offer relevant life cover to experienced employees as part of their staff benefits package.

At LDN Finance, we help many of our professional clients to secure relevant life cover for their key employees and are on hand to discuss and explore how relevant life cover could work for your business.

To discuss your requirements in more detail, get in contact with our expert protection team today.

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our values

How we work



Service excellence is at the heart of our business. We are renowned for our highly personal and bespoke approach to securing property finance for our clients, ensuring you feel in control and confident throughout your investment journey.



We thrive in complex, challenging scenarios and work creatively in our negotiations with our trusted network of mainstream, private and specialist lenders to ensure we always secure the best possible outcome for your circumstances.



We mean it when we say we see you as a valued partner. Our relationship with you is important to us and our team will continue to serve as your personal property adviser long after your first deal with us is completed and over the line.

How LDN Finance can help

Relevant life cover is being increasingly used by small businesses to attract and retain highly experienced employees as part of an attractive benefits package. The policy pays out a tax efficient lump sum amount in the event of the death or diagnosis of a terminal illness of the employee insured. This sum goes directly to your employee’s family or financial dependants.

At LDN Finance, our experienced, highly professional advisers regularly assist business owners with arranging relevant life cover policies, which must be written in a discretionary trust. Your nominated LDN Finance adviser will be experienced in arranging relevant life cover that can evolve over time to meet the changing needs of you and your business.

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Relevant life cover that’s tax efficient for businesses and employees alike

Your nominated LDN Finance adviser can help to arrange relevant life cover on an individual and life-of-another basis with you, the business owner, as the policyholder. Relevant life cover premiums are paid by the business, and are usually considered a permissible business expense by HM Revenue and Customs (HMRC). A relevant life plan is also deemed attractive to employees as it does not count towards their lifetime pension allowance, giving those with an already sizeable pension pot an alternative form of life insurance.

If you require impartial guidance and support on deciding the best way forward for life insurance options for your employees, our advisers are on hand to discuss how relevant life cover could work as part of your staff benefits package.

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Our happy clients

LDN Finance were extremely helpful throughout the process of getting my insurance sorted. Although a difficult process, with a number of stakeholders that needed to be contacted, they managed the communication very well. Professional, proactive and very helpful. Would absolutely recommend!

Mr. B

November 2020

I have used LDN Finance for years for my mortgages and insurance. They are consistently efficient, professional and experienced. Would recommend to anyone.

Ms. F

August 2021

Provided excellent advice on protection policies for our mortgage. Naomi provided an exceptional service with prompt responses. She was very friendly and approachable and made the process easy to understand. We highly recommend LDN Finance.

Ms. F

January 2021

we are here to help

Get in touch

Contact our professional and experienced protection advisers today to find the perfect policy to safeguard your financial future.


Prefer to chat? Call us on 020 3903 9875


5-star assurance for service and excellence