At LDNfinance, our elite commercial finance professionals are on hand to help individuals achieve their hospitality dreams of running a guest house, as well as well-established guesthouses seeking exciting refinance opportunities.

As the vast majority of guest houses are freehold, each offering substantial residual value in the residential market, our panel of guest house mortgage lenders view guesthouses and bed & breakfasts as solid security, allowing them to invest confidently in clients with watertight business plans. Your dedicated LDNfinance broker will sit down with you to go through your financial circumstances with a fine-tooth comb, before preparing a guest house mortgage or remortgage application on your behalf.

As many high-street, specialist and private lenders are generally positive about providing guest house finance, loan-to-value (LTV) ratios can be as high as 70% in some circumstances. As LDNfinance is 100% independent and not tied to any particular lender, we have the flexibility to source the best possible terms for your guest house mortgage.

Looking to remortgage your guest house?

At LDNfinance, we have a client base of established guest house owners as well as those looking to buy a guest house for the first time. If you’re keen to build on the solid foundations of your guesthouse business by expanding an existing guest house or B&B, our commercial finance lenders look favourably on those looking to refinance and extend their property’s capacity.

Most of our guest house mortgage lenders will require a string of associated documents to review your remortgage application. These will include proof of trade, personal credit histories and up to three years’ trading accounts as a vendor. Your LDNfinance broker can work with you to prepare these documents to ensure a swift and decisive lending decision.

Enquire now

Let’s discuss your next guesthouse business opportunity and arrange a bespoke finance solution that works on your terms.

LDNfinance Solutions Limited is authorised and regulated by the Financial Conduct Authority. LDNfinance Solutions Limited is a company registered in England and Wales (Company No. 10593737) with its registered office at Lynton House, 7-12 Tavistock Square, London, WC1H 9BQ. Trading Address: First Floor, 60 New Broad Street, London, EC2M 1JJ.

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