Mortgages for Over 50s & Older Borrowers | LDN Finance

Residential Mortgages For Older Borrowers

Secure a residential mortgage in your golden years to remortgage at the end of your term, help pay off debts, make significant home improvements, gift money to your family or spoil yourself to a ‘once-in-a-lifetime’ treat.

Residential Mortgages for older borrowers

A residential mortgage for older borrowers is similar to a normal residential mortgage, but some lenders may be more flexible with their criteria and the term.

Some mortgage lenders can set the term to go past your 100th birthday and may also offer flexible repayment options, for example capital repayment or interest only.

The amount you can borrow is typically based on your earned income, which can also include pension, and depending on your wider situation your asset profile can be considered to support your application.  Contact our later life lending experts for more information about the solutions available.

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Service excellence is at the heart of our business. We are renowned for our highly personal and bespoke approach to securing property finance for our clients, ensuring you feel in control and confident throughout your investment journey.



We thrive in complex, challenging scenarios and work creatively in our negotiations with our trusted network of mainstream, private and specialist lenders to ensure we always secure the best possible outcome for your circumstances.



We mean it when we say we see you as a valued partner. Our relationship with you is important to us and our team will continue to serve as your personal property adviser long after your first deal with us is completed and over the line.

A later life residential mortgage is essentially a standard mortgage for older borrowers.

They are an increasingly popular product for clients to consider as these products typically benefit from lower interest rates than other solutions for older borrowers.

Interested to learn more? Get in touch with our mortgage specialists who are on hand to assist with your questions.

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Residential Mortgages for older borrowers

LDN Finance is a multi-award-winning firm of property finance professionals who understand the importance of trusting an adviser with your financial information.

With a proven track record of best-in-class service, we bring together expert later life lending advisers to obtain bespoke funding solutions for our valued clients.

Contact our dedicated team of mortgage advisers to discuss your requirements and explore the options available.

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Contact our professional and experienced residential mortgage advisers and start your property finance journey today.

Prefer to chat? Call us on 020 3903 9875

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