Foreign National Mortgages
Are you a non-UK resident looking to invest in property in the UK? You’ve come to the right place.
London and the UK as a whole attract investors from all over the world. The UK offers a huge array of benefits for those looking to purchase property overseas, such as first-class educational institutions for their children, a rich and diverse quality of life and a prosperous property market. As a result, many of our foreign national clients look to acquire property in the UK as a second home, a place for their children to live whilst studying or even to make the move and live in full-time.
Due to a highly saturated and fragmented market, as well as the strict criteria of traditional lenders, many foreign nationals can find it difficult to access the property finance they need without the right advice. That’s where we can help. Our brokers do the hard work for you and are dedicated to making the market more transparent for our international clientele by navigating eligibility criteria, time zones, and language barriers to ensure you have choice and control through every step of the process.
To discuss your foreign national mortgage and circumstances in more detail, get in contact with our professional, expert team today.
our values
How we work
Service
Service excellence is at the heart of our business. We are renowned for our highly personal and bespoke approach to securing property finance for our clients, ensuring you feel in control and confident throughout your investment journey.
Expertise
We thrive in complex, challenging scenarios and work creatively in our negotiations with our trusted network of mainstream, private and specialist lenders to ensure we always secure the best possible outcome for your circumstances.
Relationships
We mean it when we say we see you as a valued partner. Our relationship with you is important to us and our team will continue to serve as your personal property adviser long after your first deal with us is completed and over the line.
Frequently Asked Questions
Yes, you can apply for a foreign national mortgage in the UK if you are a permanent resident or have a corresponding visa. Foreign national mortgages are similar to standard mortgages, but some are designed specifically for those who work or live in the UK but are not UK citizens. To find out more about applying for the foreign national mortgages with LDN Finance, get in touch with us.
Yes, there are several offshore lenders that can offer mortgages to non-UK residents. However, you must apply for a loan and provide details such as proof of income, employment status and the source of funds you plan to use for the property and mortgage.
Speaking to an LDN Finance adviser will help you to understand your options.
Yes, people living in the UK on a visa can get a mortgage. The options available depend on the type of visa you have and the criteria of the mortgage you are applying for. Applying for a mortgage on a visa is often subject to stricter criteria and eligibility, and each type of visa will have different requirements and options available.
Testimonials
Our happy clients
As a returning customer, I would like to express my sincere thanks to the team for their outstanding support during the completion of my property purchase. In particular, Catherine and Darren have been incredibly helpful throughout the process. Their communication, professionalism, and customer service have been absolutely excellent, making the entire experience smooth and reassuring. Many thanks again for all your hard work.
My fiancée and I were recommended to LDN Finance when we started our mortgage journey, and the service we have received, and continue to receive, has been outstanding throughout. Phil Levesley initially looked after us and made what can be a very daunting process feel straightforward and easy to understand. He took the time to explain everything clearly, never rushed us, and was always happy to answer any questions we had. Nothing ever felt like too much trouble. As part of the process, we also wanted to explore a number of protection policies, and Phil introduced us to his colleague,
Owen was absolutely amazing and supported me every step of the way throughout the mortgage process. He was always clear, patient, and incredibly reassuring, making what could have been a stressful experience feel smooth and manageable. Bharathy was also really helpful, promptly getting in touch and making sure all the relevant information was handled efficiently. I couldn’t be happier with the service and would highly recommend them both. Five stars without hesitation.
we are here to help
Get in touch
Contact our professional and experienced residential mortgage advisers and start your property finance journey today.
Prefer to chat? Call us on 020 3903 9875
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