Non-Investment Whole of Life Cover - LDN Finance

Non-Investment Whole of Life Cover

Redundancy cover, also known as unemployment insurance, is designed to pay out a tax-free monthly income to you in the event you unexpectedly lose your job. Speak to one of our expert advisers to start arranging comprehensive redundancy cover to suit your needs today.

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Non-Investment Whole of Life Cover

We excel in arranging non-investment whole of life cover that’s right for you.

Non-investment whole of life insurance policies are designed to pay out a fixed lump sum to your loved ones, whenever you pass away. This differs from level term life insurance which only runs for a specified number of years, after which no benefit is paid. Whole of life policies are active for the rest of your life, providing you maintain your monthly premiums.

To discuss you requirements in more detail and explore your options, get in touch with our expert protection team today.

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our values

How we work



Service excellence is at the heart of our business. We are renowned for our highly personal and bespoke approach to securing property finance for our clients, ensuring you feel in control and confident throughout your investment journey.



We thrive in complex, challenging scenarios and work creatively in our negotiations with our trusted network of mainstream, private and specialist lenders to ensure we always secure the best possible outcome for your circumstances.



We mean it when we say we see you as a valued partner. Our relationship with you is important to us and our team will continue to serve as your personal property adviser long after your first deal with us is completed and over the line.

Arrange non-investment whole of life cover with LDN Finance

If you are weighing up whether a whole of life insurance plan is right for you and your family, it’s a good idea to seek professional advice from one of our LDN Finance advisers. We’ll discuss your life insurance options with you, including any exclusions or limitations of specific policies, so that you and your loved ones have complete peace of mind. This could be to ensure that you leave a lump sum on death to loved ones or to help pay an inheritance tax liability.

It may also be possible to place your whole of life policy within a trust, with a nominated trustee legally responsible for distributing the pay-out to your beneficiaries when the time is right.

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Non-investment whole of life insurance is available from many of the UK’s most reputable insurers

At LDN Finance, we have access to the whole if the market allowing your nominated LDN Finance adviser to arrange a tailored whole of life policy that meets your financial and emotional needs.

Whole of life policies give families the option of planning for possible inheritance tax liabilities (IHT) within their estate. Offering fixed and guaranteed premiums can offer peace of mind as there is no investment element and clients will understand what they have to pay for within the term of the plan. When written in trust, this will also be distributed outside of the estate and is a highly tax efficient option.

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Our happy clients

LDN Finance were extremely helpful throughout the process of getting my insurance sorted. Although a difficult process, with a number of stakeholders that needed to be contacted, they managed the communication very well. Professional, proactive and very helpful. Would absolutely recommend!

Mr. B

November 2020

I have used LDN Finance for years for my mortgages and insurance. They are consistently efficient, professional and experienced. Would recommend to anyone.

Ms. F

August 2021

Provided excellent advice on protection policies for our mortgage. Naomi provided an exceptional service with prompt responses. She was very friendly and approachable and made the process easy to understand. We highly recommend LDN Finance.

Ms. F

January 2021

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Contact our professional and experienced protection advisers today to find the perfect policy to safeguard your financial future.


Prefer to chat? Call us on 020 3903 9875


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