LDN Finance, in partnership with Town & Country Property Auctions (TCPA). Supporting TCPA buyers with mortgage advice for mortgage friendly auction purchases. If you’ve been directed here from a TCPA property listing, we can help you understand your mortgage options and the key timeframes before you bid.
HOW CAN WE ASSIST?
Preparing your mortgage for an auction purchase
Our approach focuses on getting you mortgage ready before the auction, helping to reduce pressure once a bid is successful.
What this involves:
testimonials
Our happy clients
My fiancée and I were recommended to LDN Finance when we started our mortgage journey, and the service we have received, and continue to receive, has been outstanding throughout. Phil Levesley initially looked after us and made what can be a very daunting process feel straightforward and easy to understand. He took the time to explain everything clearly, never rushed us, and was always happy to answer any questions we had. Nothing ever felt like too much trouble. As part of the process, we also wanted to explore a number of protection policies, and Phil introduced us to his colleague,
As a returning customer, I would like to express my sincere thanks to the team for their outstanding support during the completion of my property purchase. In particular, Catherine and Darren have been incredibly helpful throughout the process. Their communication, professionalism, and customer service have been absolutely excellent, making the entire experience smooth and reassuring. Many thanks again for all your hard work.
Owen was absolutely amazing and supported me every step of the way throughout the mortgage process. He was always clear, patient, and incredibly reassuring, making what could have been a stressful experience feel smooth and manageable. Bharathy was also really helpful, promptly getting in touch and making sure all the relevant information was handled efficiently. I couldn’t be happier with the service and would highly recommend them both. Five stars without hesitation.
we are here to help
Get in touch
Contact our professional and experienced residential mortgage advisers and start your property finance journey today.
Prefer to chat? Call us on 020 3903 9875
Auction House Mortgage FAQ’s
Yes. We can talk you through how mortgage lending typically works for auction purchases and highlight the key considerations to be aware of. This helps you understand whether a mortgage may be appropriate for the type of property you are considering.
The earlier you get in touch, the more options there may be to explore. Speaking to us ahead of the auction allows time to review the property and mortgage requirements, but we can also help if you are closer to the auction date.
For buyers using a mortgage, lenders will usually require a valuation of the property. Where possible, this is progressed ahead of the auction so the mortgage process is well advanced before bidding. Our team can explain how this works and what to expect.
If the final purchase price differs from expectations, the mortgage application may need to be adjusted, subject to lender criteria, valuation and affordability. Our advisers will explain how this is handled and what flexibility may be available.
Not all properties sold at auction are suitable for mortgage lending. Suitability can depend on factors such as the property type, condition and lender criteria. Part of our role is to help you understand these considerations before you commit.