Holiday Home Mortgages - LDN Finance

Holiday Home Mortgages

Have you found the perfect coastal retreat or city break holiday home for you to escape to?

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HOLIDAY LET MORTGAGES

Holiday home mortgages are becoming an increasingly attractive investment opportunity.

At LDN Finance we specialise in securing holiday home mortgages which enable you to take advantage of the growing number of Britons looking to embrace the UK staycation boom. We can offer you the flexibility of letting your dream holiday home out for a profit if desired, as well as allowing you to reap the benefits of being able to stay there too.

  • Allows you to stay at your holiday home across the year as well as well as potentially letting it out
  • Tax efficient mortgage solution
  • Bespoke service to find you the best property finance options to suit your lifestyle
  • Bridging & Commercial ‘Service Excellence Broker of the Year’ 2020 & 2021

Get in touch with us today to find out more.

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our values

How we work

01

Service

Service excellence is at the heart of our business. We are renowned for our highly personal and bespoke approach to securing property finance for our clients, ensuring you feel in control and confident throughout your investment journey.

02

Expertise

We thrive in complex, challenging scenarios and work creatively in our negotiations with our trusted network of mainstream, private and specialist lenders to ensure we always secure the best possible outcome for your circumstances.

03

Relationships

We mean it when we say we see you as a valued partner. Our relationship with you is important to us and our team will continue to serve as your personal property adviser long after your first deal with us is completed and over the line.

Market-leading holiday home mortgage solutions

A holiday home mortgage allows you to purchase a property to use it as a holiday home at times throughout the year. This type of mortgage product may also allow you to let out the property on a short-term basis to holidaymakers as a business, if you chose.

A huge benefit for potential owners is that some holiday home mortgages allow you to rent out the property for more money than your usual buy to let (BTL) property. This means you can generate a potential income from your holiday home, whilst also giving you the ability to generate some additional income yourself. Many of our clients with this kind of mortgage have gone on to use easy listing management sites, for example Airbnb in particular, charging a much higher rent for shorter stays over the period of a week or two, versus not bothering.

At LDN Finance, our strong working relationships with an unrivalled network of lenders mean we can provide our clients with market-leading rates and solutions when it comes to securing holiday let property finance. If you would like to find out more about rates, eligibility criteria and explore your holiday let mortgage options, call us today on 020 3903 9875.

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OUR COMMITMENT TO YOU

Your trusted, personal property finance partner

With an unrivalled appreciation for the many complexities of wealth, we take the time to understand not just the details of your case, but of your life, your plans and ambitions, too. This one-on-one tailored service allows us to work tirelessly on your behalf to both exceed your expectations of what you can achieve and secure a bespoke solution to best suit your requirements.

As a result, we regularly secure complex, high-value mortgages for HNW individuals, expats, foreign nationals and self-employed individuals and are proficient in navigating complex scenarios, such as foreign income, high loan to value requirements and Lombard lending.

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testimonials

Our happy clients

My fiancée and I were recommended to LDN Finance when we started our mortgage journey, and the service we have received, and continue to receive, has been outstanding throughout. Phil Levesley initially looked after us and made what can be a very daunting process feel straightforward and easy to understand. He took the time to explain everything clearly, never rushed us, and was always happy to answer any questions we had. Nothing ever felt like too much trouble. As part of the process, we also wanted to explore a number of protection policies, and Phil introduced us to his colleague,

Expert Guidance Every Step of the Way

June 2026

As a returning customer, I would like to express my sincere thanks to the team for their outstanding support during the completion of my property purchase. In particular, Catherine and Darren have been incredibly helpful throughout the process. Their communication, professionalism, and customer service have been absolutely excellent, making the entire experience smooth and reassuring. Many thanks again for all your hard work.

Completion

April 2026

Owen was absolutely amazing and supported me every step of the way throughout the mortgage process. He was always clear, patient, and incredibly reassuring, making what could have been a stressful experience feel smooth and manageable. Bharathy was also really helpful, promptly getting in touch and making sure all the relevant information was handled efficiently. I couldn’t be happier with the service and would highly recommend them both. Five stars without hesitation.

Outstanding mortgage support

February 2026