Equity Release
Equity release is a property finance product available to people aged over 55.
You can take out a loan secured against the value of your property whilst you continue to live in it. This money can be taken out as a lump sum, several smaller amounts, or a combination of both.
The loan is secured against your home and is similar to a standard residential mortgage except the lender is paid back once your house is sold; usually upon death or moving into long-term care. You don’t have to make any repayments towards the loan each month, instead the interest can be added to your loan and either repaid when you are admitted to long-term care or upon your passing. It may also be serviced via the monthly payments of the duration of the loan if you prefer.
See how much equity you may be able to release
Explore how much equity you could release from your home with our Lifetime Mortgage Calculator. The results provide an initial guide based on your age and property value. Figures are for illustration only and will not affect your credit score or form part of an application. Your details are not saved. The calculator simply gives you an instant idea of what may be possible.
Move the slider to select your age and enter your property value to see what could be available
Understanding your results
The calculator provides three indicative figures based on standard lender terms:
• Minimum loan: the smallest amount typically available on a standard plan, shown for reference only.
• Average loan: a mid-range amount usually available for your age and property value.
• Maximum loan: the highest loan to value generally offered on standard terms.
In some cases, clients with certain health or lifestyle factors may qualify for enhanced terms that allow a higher release amount. This can be explored further with our advisers.
Start your enquiry now
Our award-winning Later Life Lending advisers will explain your options, compare lenders and provide a personalised illustration to help you make an informed decision about the right solution for your goals. Please complete the form below and an adviser will contact you to discuss your options.
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Service excellence is at the heart of our business. We are renowned for our highly personal and bespoke approach to securing property finance for our clients, ensuring you feel in control and confident throughout your investment journey.
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We thrive in complex, challenging scenarios and work creatively in our negotiations with our trusted network of mainstream, private and specialist lenders to ensure we always secure the best possible outcome for your circumstances.
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We mean it when we say we see you as a valued partner. Our relationship with you is important to us and our team will continue to serve as your personal property adviser long after your first deal with us is completed and over the line.
Types of Equity Release Mortgage
At LDN Finance, we excel at arranging tailored equity release solutions for clients over 55 years old.
LDN Finance is a firm of award-winning advisers, renowned for our service excellence. We are familiar with sourcing property finance solutions for a range of complex scenarios that require the attention only an experienced equity release adviser can offer.
Working with our extensive network of trusted later life lenders, LDN Finance can help you secure the most suitable solution to suit your needs and future retirement plans. To discuss equity release in more detail, get in touch with our expert later life lending advisers today.
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Contact our professional and experienced residential mortgage advisers and start your property finance journey today.
Prefer to chat? Call us on 020 3903 9875
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