Are you an expat searching for property finance in the UK? If you’ve moved abroad for work or sunnier shores and are looking to retain your existing property – or even purchase a new home in advance of your return to the UK – you’ve come to the right expat mortgages broker.
Arranging a high-value expat mortgage for UK property is naturally more complicated than if you were still residing in the UK. Considering the lending obstacles presented by foreign currency or multi-currency income, tax requirements, and assets such as offshore investments, it’s easy to see why. As a result, many expats have found it difficult to navigate the space, speaking to multiple brokers to assess their options, only to be disappointed by extortionate rates from a limited number of mainstream lenders who are unable to view their circumstances holistically due to inflexible criteria.
At LDNfinance, we understand UK mortgages for expats require a bespoke and tailored approach – and it all comes down to strong relationships and industry contacts. Our expert brokers have a wealth of experience in securing high-value expat mortgages, working closely with our trusted network of private banks and specialist lenders who are willing to offer expat property finance at competitive, market-leading rates.
How do I get an expat mortgage in the UK?
If you’re a British citizen currently living and working abroad who is looking to buy or remortgage property in the UK, this can have a considerable impact on the availability of UK property finance available to you – not to mention the added paperwork and checks. Whilst the majority of mainstream lenders deem mortgages for expats in the UK as ‘non-standard’ and may struggle to work at a speed and time that suits your lifestyle overseas, specialist lenders and private banks are much more agile in their approach. For example, specialist banks are able to assess your wider individual client profile as a whole, considering multiple foreign income streams, worldwide assets, and your overall wealth as evidence of your affordability rather than UK-based income alone.
As such, using an experienced, specialist expat mortgage broker such as LDNfinance is crucial. We will work quickly and efficiently on your behalf, bringing our unrivalled knowledge of the expat property finance market, rates, and charges to the table. Working with our extensive network of lenders, LDNfinance is dedicated to providing you with the best property finance solutions to suit your circumstances – no matter the complexity.
Let’s discuss your financial position and arrange a UK expat mortgage to suit your circumstances.