Securing a long term mortgage for a professional sportsman & contractor partner

Securing a long term mortgage for a professional sportsman & contractor partner

Article by George Smith Mortgage Adviser

What was the situation?

My professional sportsman client and their partner were looking to purchase their first property in south west London. It was a lovely terraced property, that offered enough room for their family to grow in the future.

What was the issue?

Due to nature of my client’s profession, many lenders would only take the mortgage term up to age 35, viewing this as an assumed retirement age.

The second applicant had only recently become a contractor also in a change of employment status, so many lenders would not accept their income.

What was the process?

Using prior knowledge of securing finance for this type of client, and my network of lender relationships, I was able to discuss my clients application with underwriters directly at the lenders who could understand and appreciate nature of my clients income.

One of the key aspects of gaining lender confidence was clearly presenting my clients plan to generate income post current professional sports career.

What was the solution?

In discussing the case with the underwriters, I was able to secure a mortgage that extended beyond my client’s professional sports career, therefore giving them ample time to build an income once their sports career had ended.

This allowed the clients to purchase their dream, safe in the knowledge that the mortgage term ending won’t be a factor.


At LDN Finance we’re here to help you find a solution – no matter how complex your circumstances. Our expert brokers have extensive experience in providing creative solutions to secure large loans for our clients.

We work closely with our trusted network of private banks and both high street and specialist lenders to arrange bespoke mortgage arrangements to suit your circumstances at competitive, market-leading rates.

Get in touch with us to organise an initial consultation.

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Excellent and outstanding professional service from start to finish. From offering as many options as possible, to explaining to me very quickly what the benefits are and what I should really be thinking about moving forward. Thoroughly recommend.

Mr. M

July 2021

5 Stars! The LDN team supported us purchasing our family home, without their support and as an expat it would have been very difficult to obtain our new home in the UK. I would totally recommended them.

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August 2021

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July 2021

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