Private Bank Mortgages

What are the benefits of securing a private bank mortgage?

As well as being more flexible and tailored to your individual needs than a traditional mortgage provider, private banks tend to offer a wider range of mortgage products that benefit those in the high net worth borrowing market. Private banks are able to structure a bespoke financing arrangement to suit your individual circumstances if required. Arranging unique, one-off mortgage deals is not something that you can expect to find in a high street lender’s repertoire.

Furthermore, private bank mortgage rates are often more favourable than mainstream alternatives and are also available on a high loan-to-value (LTV), interest only or buy to let basis. Traditionally, this can sometimes include placing assets under management (AUM) as security with the bank, however, many private lenders now offer options without AUM in recognition of a crowded and competitive market where they are keen to build lasting relationships with their clients. Many private lenders will be looking for an arrangement where they can work with you to realise and nurture your financial aspirations over time. As such, you can expect to receive a much more personal service as opposed to the transactional nature of taking out a conventional mortgage.

Our expert brokers have a wealth of experience in securing high-value private bank mortgages. We will work quickly and efficiently on your behalf, providing you with our unrivalled knowledge of the private mortgage market, rates, and options.

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