£200k BRR Bridging Loan for Portfolio Growth
What was the situation?
An experienced property investor approached LDN Finance with a clear strategy: Buy, Refurbish, Refinance. Their goal was to secure a property in need of light modernisation, add value through improvements, and refinance onto a longer-term mortgage to retain it in their portfolio.
This was the third of three completions delivered by our Associate Director for Specialist Finance, David Gissing, on the same day with the same lender. It highlights the speed, consistency and determination LDN Finance brings to ambitious investors.
What was the issue?
The works required were relatively light, but the client needed a facility that combined the purchase funds with a £30,000 refurbishment budget. Solicitor delays threatened to disrupt the timeline, creating pressure to keep the case on track and ensure the client could move ahead without costly setbacks.
What was the process?
David took control of the timeline by maintaining consistent communication with the lender, valuers and solicitors. He presented the refurbishment plan clearly, ensuring it was assessed quickly and positively. By chasing progress at every stage, David kept momentum high and prevented delays from stalling the project.
What was the solution?
David arranged a £200,000 bridging loan at 75% gross LTV, including a £30,000 refurbishment facility. This gave the client the capital to purchase the property, complete the modernisation works and refinance onto a long-term product. The property will now remain in their growing portfolio as a stronger, income-generating asset.
What was the outcome?
A time-pressured purchase with solicitor delays became a smooth completion and a fully funded BRR project. From light modernisation to long-term investment, this case proves how tailored bridging finance can turn strategy into success with speed and confidence.
Need help securing bridging finance? Our experts are on hand to assist. Call 020 3903 9875 to speak to an adviser, or use our online contact form.
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Testimonials
Our happy clients
As a returning customer, I would like to express my sincere thanks to the team for their outstanding support during the completion of my property purchase. In particular, Catherine and Darren have been incredibly helpful throughout the process. Their communication, professionalism, and customer service have been absolutely excellent, making the entire experience smooth and reassuring. Many thanks again for all your hard work.
My fiancée and I were recommended to LDN Finance when we started our mortgage journey, and the service we have received, and continue to receive, has been outstanding throughout. Phil Levesley initially looked after us and made what can be a very daunting process feel straightforward and easy to understand. He took the time to explain everything clearly, never rushed us, and was always happy to answer any questions we had. Nothing ever felt like too much trouble. As part of the process, we also wanted to explore a number of protection policies, and Phil introduced us to his colleague,
Owen was absolutely amazing and supported me every step of the way throughout the mortgage process. He was always clear, patient, and incredibly reassuring, making what could have been a stressful experience feel smooth and manageable. Bharathy was also really helpful, promptly getting in touch and making sure all the relevant information was handled efficiently. I couldn’t be happier with the service and would highly recommend them both. Five stars without hesitation.
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