At LDNfinance, we have a wealth of experience when it comes to arranging foreign national mortgages. Our expert brokers have strong relationships with an extensive network of trusted private banks, specialist lenders, and professional advisers to our international clients navigate this complex space.
While the UK property market has long been an attractive investment for international buyers, securing foreign national mortgages can be a highly complex proposition. Due to a highly saturated and fragmented market, as well as the strict criteria of traditional lenders, many foreign nationals can find it difficult to access the property finance they need without the right advice. Interest rates can be high, background checks stringent and deposits are likely to be much larger than those required of UK residents. As such, finding the right specialist foreign national mortgage broker to negotiate the best possible terms on your behalf is paramount.
Our professional team has many years of experience arranging mortgages for foreign nationals. We take a holistic approach to understand your circumstances in their entirety, no matter how complex your background may be, before presenting our trusted network of private and specialist banks with your case. Our close relationships with these lenders ensures that you will not only receive the best rates for your individual circumstances but that you will receive a smooth, bespoke, and tailored service throughout the process.
Can a foreign national get a mortgage in the UK?
In short, yes. London and the UK as a whole attracts investors from all over the world. The UK offers a huge array of benefits for those looking to purchase property overseas, such as first-class educational institutions for their children, a rich and diverse quality of life and a prosperous property market. As a result, many of our foreign national clients look to acquire property in the UK as a second home, a place for their children to live whilst studying or even to make the move and live in full-time.
Naturally, however, in order to purchase a property in the UK, you will need to apply for a mortgage. Foreign nationals, whether they already reside in the UK or not, can legally apply for a mortgage but this does not mean the process is an easy one. With factors such as foreign income, location, and even language as a barrier, many foreign nationals find they have many hurdles to overcome in this complex area of property finance. At LDNfinance, our team are experts when it comes to arranging mortgages for non-UK residents. Our brokers do the hard work for you and are dedicated to making the market more transparent for our international clientele by navigating eligibility criteria, time zones, and language barriers to ensure you have choice and control through every step of the process.
Let’s discuss your financial position and arrange a foreign national UK mortgage to suit your circumstances.